Our Planning Process
Working together we will create a roadmap to develop a comprehensive financial plan to help you reach your financial goals which is tailored to cover each life stage through to retirement. We will evaluate your current financial situation, determine your future goals, identify financial barriers, formulate recommendations, implement and continue with ongoing review.
The Investment Plan
With our guidance we will assist you to accumulate the wealth required to achieve your retirement lifestyle. We will take into account your risk tolerance and over the long term through diversification will develop a strategy to achieve your financial goals while keeping in mind the minimization of fees by offering a range of low-fee investment options.
The Risk Management or Insurance Plan
Will ensure you have adequate life, critical illness and disability insurance coverage to help protect your family, pay off mortgage and other debts, fund education and pay for final expenses. We will explain how to protect your finances if you become disabled or critically ill. As a business owner or professional we can provide you with solutions (Key Man Insurance, Buy/Sell) to ensure the long term viability and success of your business.
The Tax and Estate Plan
Will be used to proactively identify opportunities and keep you informed within the ever changing regulatory and market environments to help minimize the amount of tax you and or your business pays. We will provide information on specific areas such as your will, power of attorney and representation agreement (living will). We provide the opportunity to review tax strategies in our one-on-one meetings.
We will develop strategies to build, protect and share your wealth. Our approach provides Peace of Mind Through Financial Planning
Contact us now for a free consultation to start on your road to successful retirement!